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  • Japan's Mobile Tech Too Quirky To Succeed Overseas?

    For all of the cutting edge mobile technology that Japanese consumers have routine access to, surprisingly little of it has made its way outside of the country. Its government, however, wants to change this, and will begin an "aggressive push" to market the technology overseas, reports AP . One of the big questions, however, is how much of the country's technology can be exported. In Japan, it's common to have high-speed access to the web, to watch and record TV broadcasts, and to pay using a mobile phone. But as Masayuki Ito, official at the Ministry of Internal Affairs and Communications acknowledged, "Some critics say Japanese mobile technology tends to be quirky like the Galapagos Islands," that is, the country's isolation has given it very domestic-specific technology. One of the products Japan hopes to flog is the technology behind the FeliCa wallet phone, which debuted in 2004, and is now a standard feature in most Japanese handsets. Instead of a smart card, which is how most popular mobile phone payments work in Europe, a tiny chip called FeliCa, partly developed by Sony Corp ( NYSE: SNE ). is embedded into the phone. Some analysts believe, however, that the success of mobile payments in Japan is down to low credit card use in the country, as well as the popularity of convenience stores and vending machines. Still, there's little choice for Japanese carriers and manufacturers, who are backing the government initiative. The new campaign comes at a time when the saturated domestic handset market has begun to decline , hurt by carriers who have cut phone subsidies in favor of lower tariffs and better service, and by increasing consumer fatigue over more complex technology. Related Japan's Handset Market Drops 20 Percent; Advanced Features Hit Saturation Point? Lost In Translation: Japanese Market Not Sold On iPhone Cool Factor Japan To License Cellphone Experts Check out the best business jobs in digital media. Go here for...
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  • Mobile Content Bits: Opera Mobile 9.5; Verizon Mobile Banking; Google Mobile Reviews

    -- Opera Launches Mobile 9.5: Opera Software (OSL: OPERA) released today the Opera Mobile 9.5 beta, a new browser for Windows Mobile touchscreen devices. The browser can be downloaded at http://www.opera.com/products/mobile/ . Opera Mobile 9.5 beta is supposed to be faster and is also nice because it defaults to the page overview mode, allowing the user to view the entire Web page to be able to recognize the Web site. The user can pan and zoom to to focus on specific areas of the page. -- Verizon ( NYSE: VZ ) launches mobile banking: Verizon Wireless said today it is launching mobile banking services on the BlackBerry Curve, Pearl and World Edition smartphones, and phones that have Get It Now. The banking application allows users to check account balances and transactions; transfer funds between accounts and view and pay bills. Currently, the banks that support the application are: Wachovia, Regions, SunTrust, USAA, Synovus, America First Credit Union (AFCU), Arvest, Bancorp South, FirstBank, South Financial and BECU. Once customers sign up, they will receive an eight-digit code that will allow them to access the Mobile Banking application on their phones. The app is free, bit data charges apply. -- Google ( NSDQ: GOOG ) Launches Mobile reviews: Google said today it is launching a new feature that let's people review and rate restaurants and local businesses from your phone. All you have to do is go to google.com on your phone's browser, search for the business by name or location, click on the business name on the results page, and scroll down to click on "Sign in to write/edit your review." The results are also published on Google Maps. Sorry iPhone users, this ones not available to you yet.
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  • EU Banks, Carriers Team Up On Mobile Payments

    European Union banks and mobile operators have agreed to work together on mobile payments. Mobile industry group, the GSM Association, and the European Payments Council, have already begun trials for contactless mobile payments, with seven operators conducting mobile payment trials, and another seven tests to start soon. Reuters report s that the goal of the cooperation is to create more competition and choice in the way that people in the EU pay for things, and to reduce the cost of paying for something while travelling outside of one's home state. Operators are said to be keen on mobile payments as a source of new revenues. The EU, meanwhile, would eventually like to see an EU standard on wireless payments agreed upon. Our mobile application for Blackberry and other Smartphones brings you the latest headlines when you're on the go. Go here to download .
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  • Mobile Banking Forecasted To Generate Up To 62 Billion Transactions in 2012: Report

    Mobile banking is expected to be a big business in 2012 based on experiments and trials that wireless operators and members of the financial community are conducting today, according to a report released by IMS Research . The report estimates that 884 million users will conduct 62 billion mobile banking transactions in 2012. The report said a majority of the growth will come in developing countries, where mobile will be available than typical banking infrastructure. In developed countries, mobile banking will serve as an alternative and personalized means of access. The report outlined a number of wireless operators that are already offering some sort of service. For instance, Orascom Telecom, Egyptian wireless operator, is planning to offer a banking service, including money transfers, to its 70 million customers this year. Other operators that offer a mobile financial service include: NTT DoCoMo ( NYSE: DCM ), KTF, Vodafone ( NYSE: VOD ), Globe, Smart, TIM, AT&T ( NYSE: T ) and Sprint ( NYSE: S ). When broken down geographically, the report found that growth is particularly strong in Asia, the Middle East and Africa, but when added to the growth seen in Europe and the Americas, the number of new mobile banking users nearly tripled in 2007. Related SK Telecom And Citigroup Launch Mobile Banking JV Register for our EconAds seminar , June 3rd, at the New World Stages in New York City. Covering the economics of online advertising.
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  • Alltel Sued Over Content Billing

    A class-action lawsuit has been filed against Alltel ( NYSE: AT ) accusing the carrier of "systematically, repeatedly and without authorization, billing its customers for purchases and services not agreed to by those customers" reports RCR News . "Alltel's decision to continue to charge its customers for mobile content without taking steps to authenticate the representations of the mobile content providers that the customer's authority to be charged was obtained constitutes a deliberate and willful scheme to cheat large numbers of people out of small amounts of money," the plaintiff stated. Alltel has declined to comment on the specific charges. There are no details given on the particular billing situation being sued about, but the general issue of third party billing has been around for a while, particularly tricking people into signing up for expensive content subscriptions by offering "free" content. AT&T was fined by the Florida AG last month over the issue. Nevertheless, if telcos are held responsible for the actions of third party vendors and the failure of people to read the fine print a fine line will have to be walked. I'm not sure what kind of authentication the plaintiff would require, but if the telco had to check with the consumer every time the system would fall apart the same way credit card payments wouldn't work if banks had to call customers each time they tried to use one. Here's hoping the courts can solve what is a pretty serious problem without throwing the baby out with the bathwater. Related AT&T Mobility To Pay $2.5M To Florida AG For Faulty Ringtone Billing; $10M-$45M in User Refunds Buongiorno Responds To The Florida AG Lawsuit Lawsuits Allege SMS Voting Is An Illegal Lottery
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  • SK Telecom And Citigroup Launch Mobile Banking JV

    South Korean mobile operator SK Telecom ( NYSE: SKM ) and Citigroup, the US's largest bank, launched a joint venture today to offer mobile financial services in select markets in Asia and North America, reports Reuters . The two have invested $8 million into a joint venture, Mobile Money Ventures, that will give Citi customers banking services—including near field communication-based payments, stock management and advertisements--on their mobiles starting in the second half of 2008. According to the Korea Times , SK Telecom will develop the software and hardware for the venture, which it says is not an exclusive deal with Citi, and plan to sell the platform to other banks and carriers in the future. It will test out mobile banking first, then mobile payments and electronic coupon services. In South Korea, SK Telecom already offers a chip-based payment service called Moneta, where consumers can swipe their mobile phones at payment points at participating shops and restaurants, as well as buses and subways.
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  • BART Launches Mobile Payment Service, Links With Ads

    San Francisco train system BART has launched a mobile payment trial with Sprint ( NYSE: S ) where 230 trial participants can pay for a ticket by tagging their phone on a reader at the gate—the credit is topped up automatically over the air. The trial also includes Jack in the Box , which will have advertisements with directions to the nearest Jack in the Box restaurant and discount vouchers. Sprint will also have ads with content available for download...I'm guessing this could increase the value of ads in the BART system. The trial uses Near Field Communication (NFC) technology. ( release ) Meanwhile, in the Philippines Globe Telecom and Western Union have teamed up to introduce a cross-border mobile money transfer service supporting low-principal, high-frequency remittances. Globe Telecom already has almost half a million (of its 19 million subscriber base) active users of its GCASH service, which lets people send and receive cash and make payments. ( release )
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  • O2 Trials Contactless Payments In London

    We mentioned this briefly earlier , but Nokia ( NYSE: NOK ) has now released the details. O2 has launched a trial of 500 people of its O2 Wallet service, involving Near Field Communications (NFC) technology on Nokia 6131 handsets. It's a comprehensive trial of the technology, covering: -- Travel on the Tube, buses and trams in London, using the handset like an Oyster contactless payments card. -- There will be "smart posters", which contain embedded tags which serve as shortcuts for services enabled through the handset by tapping the phone on the poster. -- The Barclaycard payment application in the O2 Wallet will allow purchases of 10 pounds or less at retailers including Books Etc, Chop'd, Coffee Republic, EAT, Krispy Kreme, Threshers and YO! Sushi. They'll also be able to check available funds and locate retailers close to them that accept the payments. -- The phone will also allow entry into the Blue Room at The O2 event location. The trial will run from 28th November 2007 until the end of May 2008, and select participants will have 200 pounds put on their handsets for the payments.
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